100% WhatsApp — no app download

Send money home.
Just message us.

Bissap lets Africans in the diaspora send money home directly on WhatsApp — instantly, at competitive rates, with zero transaction fees.

$0Transaction fees
<60sAvg transfer time
13+African markets
Live Rate Calculator Live
🇺🇸 USD
118,400
Rate: 1 USD = 592 XOF ✓ No fees

$0.00 Transfer fee
<60s Arrival time
Send this transfer on WhatsApp

Indicative rates · Updated every hour · No hidden fees

Nigeria Sénégal Côte d'Ivoire Ghana Cameroun Kenya Mali Rwanda Burkina Faso Tanzania Togo Guinée Nigeria Sénégal Côte d'Ivoire Ghana Cameroun Kenya Mali Rwanda Burkina Faso Tanzania Togo Guinée
How it works

Six steps.
Under 60 seconds.

Everything happens inside WhatsApp. No new app, no dashboard, no waiting. If you can send a message, you can send money.

1

Message Bissap on WhatsApp

Open WhatsApp and tap the button on this page, or save our number and start a chat. Tell us how much you want to send and to which country. A voice note works just as well.

2

Add your recipient

Tell us who you're sending to. Share their full name and the country they're in. If you've sent to them before, just say their name — we'll remember the rest automatically.

3

Choose delivery method

Select how your recipient wants to receive the money — mobile money wallet or direct bank transfer. We support all major networks across every market we serve.

📲 Mobile money 🏦 Bank transfer
4

Enter mobile money or bank details

Share your recipient's wallet phone number (for mobile money) or their account number and bank name (for bank transfer). We store these securely so future transfers to the same person are instant.

For mobile money: Recipient's wallet number (e.g. Wave, M-Pesa, MTN, Orange, Moov)
For bank transfer: Account number + bank name
5

Confirm the rate and pay securely

We show you exactly what your recipient will receive, the live exchange rate, and your fee (always zero). Reply YES, then pay securely via the link we send — debit card or bank transfer, no hidden charges.

🔒 Rate locked before payment
6

Family receives instantly

Funds land in your recipient's mobile money wallet or bank account within seconds. We send you a WhatsApp notification the moment it's confirmed — and so does your recipient.

⚡ Instant delivery · Local currency
Today
🌺 Bonjour! I'm Bissap. How much to send and to which country?
18:01
$200 to Sénégal 🇸🇳
18:01 ✓✓
Who is the recipient?
Share: full name + phone number
18:02
Fatou Diallo
+221 77 456 7890
Wave Money
18:02 ✓✓
Confirm:
💵 $200 → 🇸🇳 118,400 XOF
📲 Wave · Fee: Free

Reply YES to confirm ✅
18:03
YES
18:03 ✓✓
Sent! Fatou received 118,400 XOF on Wave. 🎉
Transfer complete
18:03
Why WhatsApp?

WhatsApp is already
how Africa communicates.

📱

No app to download

Your family already uses WhatsApp. So do you. Nothing new to install, sign up for, or remember. Just open a chat.

🔒

Familiar and trusted

Sending money feels like texting your mum. No unfamiliar dashboards — just a conversation you already know how to have.

🎙️

Send by voice note

"Send a hundred dollars to my sister in Abuja" — just say it. Bissap understands voice notes and processes instantly.

Always on, 24/7

Send money at midnight, on a Sunday, on a public holiday. Bissap is always available, ready to process in under 60 seconds.

2B+

People use WhatsApp every month. In Africa, it is the default way life happens.

Coverage

Send across Africa.
From anywhere in the world.

Send from the USA, UK, France, Italy, Canada, and more — directly to these African destinations. More countries added regularly.

🇳🇬
NigeriaBank & mobile money
🇸🇳
SénégalWave, Orange Money
🇨🇮
Côte d'IvoireMTN, Orange, Moov
🇬🇭
GhanaMTN MoMo, Vodafone
🇨🇲
CamerounMTN, Orange Money
🇰🇪
KenyaM-Pesa, bank
🇲🇱
MaliOrange, Moov
🇧🇫
Burkina FasoOrange, Moov
🇹🇿
TanzaniaM-Pesa, Tigo
🇷🇼
RwandaMTN MoMo
🇹🇬
TogoTogocel, Moov
🇬🇳
GuinéeOrange, MTN
Community love

Real people. Real transfers.

★★★★★

"I sent $300 to my mum in Dakar from Paris in literally two minutes. No app, no ID upload again. Just WhatsApp. This is what we needed."

AM
Aminata M.Paris → Sénégal
★★★★★

"My older relatives in Lagos don't understand apps. But they voice note every day. Now I just reply to their voice note with money. That's magic."

KA
Kelechi A.London → Nigeria
★★★★★

"Zero fees and great rates. I used to lose so much to charges. I tell everyone from my community to switch to Bissap immediately."

OD
Oumar D.New York → Côte d'Ivoire

Your family deserves
money in seconds.

Start your first transfer today. Open WhatsApp and message Bissap — it takes less time than reading this sentence.

Send money via WhatsApp

Bissap is a product of Iterative Financial, Inc. Money transfer services are provided under applicable regulatory licenses. Bissap is not affiliated with WhatsApp Inc. or Meta Platforms. Exchange rates are indicative and updated regularly. All rates and fees are displayed before any transaction is confirmed.